Shareholder Information

Annual General Meeting

The annual general meeting of holders of ordinary shares of XL Group plc will be held on Friday, May 13, 2016 at its offices, located at 8 St Stephen’s Green, Dublin 2, Ireland at 8:30 a.m. local time.

Download 2015 Form 10-K

Form 10-K

The Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2015, was filed with the US Securities and Exchange Commission on February 26, 2016. Copies are available online at A complimentary hard copy may be requested by writing to Investor Relations, at the address provided at right.

The Company’s ordinary shares were first listed on the New York Stock Exchange on July 19, 1991 under the symbol XL. The table below sets forth the high, low and closing sales prices per share of the Company’s ordinary shares, as reported on the New York Stock Exchange Composite Tape for the four fiscal quarters of 2014 and 2015. As of December 31, 2015, there were 294,745,045 ordinary shares outstanding.

(In US Dollars) Q1 2015 Q1 2014 Q2 2015 Q2 2014 Q3 2015 Q3 2014 Q4 2015 Q4 2014
High 37.45 31.85 38.78 33.41 40.41 35.52 40.48 36.35
Low 33.98 27.79 36.33 30.54 25.56 31.83 34.44 30.83
Close 36.80 31.25 37.20 32.73 36.32 33.17 39.18 34.37

Cautionary Note Regarding Forward-Looking Statements

These materials contain forward-looking statements. Statements that are not historical facts, including statements about XL’s beliefs, plans or expectations, are forward-looking statements. These statements are based on current plans, estimates and expectations, all of which involve risk and uncertainty. Statements that include the words “expect,” “intend,” “plan,” “believe,” “project,” “anticipate,” “will,” “may,” or similar statements of a future or forward-looking nature identify forward-looking statements. Actual results may differ materially from those included in such forward-looking statements and therefore you should not place undue reliance on them. A non-exclusive list of important factors that could cause actual results to differ materially from those in such forward-looking statements includes: We believe that these factors include, but are not limited to, the following: (a) changes in the size of our claims relating to unpredictable natural or man-made catastrophe losses, such as hurricanes, typhoons, floods, nuclear accidents or terrorism, due to the preliminary nature of some reports and estimates of loss and damage to date; (b) the continuation of downward trends in rates for property and casualty insurance and reinsurance; (c) the availability, cost or quality of ceded reinsurance, and the timely and full recoverability of such reinsurance, or other amounts due to us, or changes to our projections relating to such recoverables; (d) actual loss experience from insured or reinsured events and the timing of claims payments being faster or the receipt of reinsurance recoverables being slower than we anticipated; (e) increased competition on the basis of pricing, capacity, coverage terms or other factors, such as the increased inflow of third-party capital into reinsurance markets, which could harm our ability to maintain or increase our business volumes or profitability; (f) greater frequency or severity of claims and loss activity than our underwriting, reserving or investment practices anticipate based on historical experience or industry data; (g) the impact of changes in the global financial markets, such as the effects of inflation on our business including on pricing and reserving, changes in interest rates, credit spreads and foreign currency exchange rates and future volatility in the world's credit, financial and capital markets that adversely affect the performance and valuation of our investments, future financing activities and access to such markets, our ability to pay claims or general financial condition; (h) The effects of climate change (such as changes to weather patterns, sea levels or temperatures) on our business, which our modeling or risk management practices may not adequately address due to the uncertain nature of climate change; (i) our ability to successfully implement our business strategy; (j) our ability to successfully attract and raise additional third party capital for existing or new investment vehicles; (k) changes in credit ratings or rating agency policies or practices, which could trigger cancelation provisions in our assumed reinsurance agreements or an event of default under our credit facilities; (l) the potential for changes to methodologies, estimations and assumptions that underlie the valuation of our financial instruments, that could result in changes to investment valuations; (m) changes to our assessment as to whether it is more likely than not that we will be required to sell, or have the intent to sell, available for sale fixed maturity securities before their anticipated recovery; (n) unanticipated constraints on our liquidity, including the availability of borrowings and letters of credit under our credit facilities, that inhibit our ability to support our operations, including our ability to underwrite policies and pay claims; (o) the ability of our subsidiaries to pay dividends to XL-Ireland and XL-Cayman and Catlin Insurance Company Ltd; (p) changes in regulators or regulation applicable to us, such as changes in regulatory capital balances that our operating subsidiaries must maintain, or to our brokers or customers; (q) the effects of business disruption, economic contraction or economic sanctions due to unpredictable global political and social conditions such as war, terrorism or other hostilities, or pandemics; (r) the actual amount of new and renewal business and acceptance of our products and services, including new products and services and the materialization of risks related to such products and services; (s) changes in the distribution or placement of risks due to increased consolidation of insurance and reinsurance brokers; (t) bankruptcies or other financial concerns of companies insofar as they affect P&C insurance and reinsurance coverages or claims that we may have as a counterparty; (u) the loss of key personnel; (v) the effects of mergers, acquisitions and divestitures, including our ability to modify our internal control over financial reporting, changes to our risk appetite and our ability to realize the strategic value or financial benefits expected, in each case, as a result of such transactions; (w) changes in general economic conditions, including new or continued sovereign debt concerns in Euro-Zone countries or emerging markets such as Brazil or China, or governmental actions for the purpose of stabilizing financial markets; (x) changes in applicable tax laws, tax treaties or tax regulations or the interpretation or enforcement thereof; (y) judicial decisions and rulings, new theories of liability or emerging claims coverage issues, legal tactics and settlement terms; and (z) the other factors set forth in Item 1A, "Risk Factors," and our other documents on file with the SEC. XL undertakes no obligation to update publicly or revise any forward-looking statement, whether as a result of new information, future developments or otherwise.


Registered Office
XL Group plc
8 St Stephen's Green
Dublin 2

Investor Relations
100 Washington Boulevard, 6th Fl.
Stamford, CT 06902-6040
Tel 1 203 964-3470
Fax 1 203 964-3444

Transfer Agent
480 Washington Boulevard
Jersey City, NJ 07310-1900
Tel 1 800 851-9677
or 1 201 680-6578

Independent Auditor
PricewaterhouseCoopers LLP
300 Madison Avenue
New York, NY 10017-6302