XL Group Design Professional
For more than 40 years our Design Professional team has provided the resources and protection you need to thrive in a changing world.
Not just a policy. A partner. More
Industry-Leading Loss Prevention Education that Earns Premium Credit
XL Group rewards proactive risk management. Learn more, earn more. Up to a 10% premium credit. Choose from more than 50 free, hands-on courses, workshops and webinars that qualify for continuing education credits. 
Get the tools you need to improve business practices, keep up with emerging trends and reduce the cost of loss—available 24/7 with our online Learning Management System.
Expert Claim Services
Free pre-claims assistance: Our Early Warning System puts you in touch with an experienced claims consultant at the first sign of trouble – at no cost to you. In many cases, an actual claim can be avoided.
Our claims consultants handle only E&O claims for design professionals. True specialists who help protect your assets—and your reputation.
Mediation can save time and money—and business relationships. Resolve a claim through mediation and get a 75% deductible credit for claims resolved within one year (50% thereafter)—up to $25,000.
Well-written contracts are the best first defense against claims. If you incorporate at least three of our recommended practices, you'll qualify for a 75% deductible credit for claims resolved within one year (50% thereafter)—up to $35,000.
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 Each policy year, firms that successfully complete an approved program can earn up to 10% credit on premium for the first $5 million in coverage. Programs are registered with the American Institute of Architects (AIA), and units earned by architects are directly reported to the AIA by XL Group’s Design Professional team. Engineers can generally use certificates of completion to self-report Professional Development Hours. Not all states and licensing boards accept these programs for Learning Units, and some do not recognize the Health, Safety, and Welfare (HSW) qualification.
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, the Design Professional unit of XL Group’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. In the US, the insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Insurance Company of New York, Inc., and XL Specialty Insurance Company. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.