Excess Automobile Surplus Lines
XL Group’s excess automobile unit offers coverage to different classes of auto on either a lead or excess basis. We have a broad appetite for almost all classes of auto business.
(Coverage provided for worldwide exposure)
– USD 5 million
– Lead or excess
– Follow form
Minimum Underlying Limits
– Automobile liability: USD 1 million, combined single limit
– General liability: USD 1 million / USD 1 million / USD 1 million
– Employers liability: USD 500,000 / USD 500,000 / USD 500,000
– Private upper middle market companies
– Large single-nationality companies
Typical Information Required
– Completed application
– Five years currently valued loss runs
Benefits & Services
– Specialized claims handling
– Broad appetite
– Flexible forms
– Low minimum premiums
Limits On Product
- Up to USD 5 million
- USD 15,000
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Select Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company Limited, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page.
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