General/Product Liability - International

XL Group offers general and product liability insurance to highly risk-managed companies that proactively oversee the health and safety of their premises, operations and products. Our product offerings include conventional, non-conventional and customized coverage for large national non-US/Canadian companies.

Product Availability

(Coverage provided for worldwide exposure)

  • Product details
    Product details

    Capacity

    Primary and excess combined capability up to EUR/USD 50 million

    Coverage

    Common extensions include excess auto liability, excess employers liability, pure financial loss, product recall, and dismantling and reinstalling costs

    Client Profiles

    Large national companies with risk management orientation

    Typical Information Required

    – Minimum five-year loss history (confirmed claims experience from incumbent insurer)
    – Summaries of claims outstanding exceeding EUR/USD 50,000
    – Detailed historical loss information for losses exceeding EUR/USD 250,000
    – Detailed current and historical company information, including broad product areas
    – Coverage specifications
    – Policy structure, including coverage specifications, limits, deductibles or self-insured
      retentions, and servicing requirements
    – Information on risk management and health and safety procedures

    Benefits & Services

    – Dedicated claims professionals with in-depth claims handling expertise for general
      and products liability claims
    – Flexibility with third-party claims adjusters.
    – Experienced underwriters
    – XL Global Claims available for real-time information
    – Long-term relationships and support as required for this long-tail class

    Attachment Point

    - Excess only: EUR/USD 15 million
    - May consider lower attachment points for selected activities

    Limits On Product

    - Combined primary and excess: up to EUR/USD 100 million <br />- Annual or multi-year <br />

    Minimum Deductible

    Varies

    Minimum Premium

    Varies

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE*, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page.
* XL Insurance Company SE carries on business in Canada as XL Insurance Company Limited.

Expert Profile

  • John Turner John’s experience in both claims and underwriting gives him a real sense of what matters when the rubber hits the road — fro ... View profile
  • Thomas Zanner Together with his team, Thomas develops tailored and sustainable casualty concepts for German corporate clients in an ever-changing and ... View profile
  • Joachim F. Walch Joachim specializes in finding innovative ways to overcome complex operational business risks. By listening, analyzing and working close ... View profile
  • Priscilla Tang I understand the risks facing large corporates from a variety of industries – from consumer goods and the hospitality industry to ... View profile
  • Tan Wuen Lin With more than 15 years of insurance industry experience, Wuen Lin is the “go-to” person for brokers seeking a fast but thor ... View profile
  • Michael Rüsch With more than a decade of experience, Michael’s strengths are strategic thinking, analytics and innovation. View profile
  • Paul Rothery With 12 years of experience, Paul offers both specialized knowledge and enthusiasm to global marine clients. View profile
  • Karen Rice As a result of her extensive knowledge and multi-jurisdictional experience in construction litigation, Karen is a recognized expert in c ... View profile
  • Javier Morales With more than 25 years of insurance experience, Javier combines broad technical expertise in casualty underwriting with a keen insight ... View profile
  • Pierre-Yves Loertscher Pierre-Yves is skilled at designing, developing and implementing all aspects of complex liability projects and has expertise in claims-m ... View profile
  • Matthew Huels Matt has extensive experience crafting complex programs, especially for difficult-to-place contractors and manufacturing companies. View profile
  • David Higgins David is skilled at providing both conventional and non-conventional policies to suit his clients’ requirements. View profile
  • Carla Greaves Throughout her more than 20 years in the Bermuda insurance market, Carla has become a trusted partner to clients and brokers. In additio ... View profile
  • Oliver M. Fehr Oliver is focused on delivering answers that meet the very specific demands of clients who, mainly as a result of globalization, are fac ... View profile
  • Marco Facondo I focus on large corporate accounts in the Italian industrial market and specialize in creating tailored solutions for each client. This ... View profile
  • Anders Ekelund With more than two decades of experience, Anders specializes in complex primary casualty risks, focusing on underwriting innovation and ... View profile
  • Christophe Durand Maniclas Christophe’s ability to understand a broad range of cultures and viewpoints allows him to work closely with teams across the globe. And ... View profile
  • Alfred Bergbauer Alfred collaborates with clients to analyze and understand their unique global exposures and then crafts customized coverage to provide ... View profile
  • Pelayo Aranguren Gallego Ever since I entered the insurance industry over 10 years ago, casualty has been my focus. Whether you’re a long-time client or a ... View profile

Contacts

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Casualty

General/Product Liability - International

XL Group offers general and product liability insurance to highly risk-managed companies that proactively oversee the health and safety of their premises, operations and products. Our product offerings include conventional, non-conventional and customized coverage for large national non-US/Canadian companies.

Product Availability

(Coverage provided for worldwide exposure)

  • Product details
    Product details

    Capacity

    Primary and excess combined capability up to EUR/USD 50 million

    Coverage

    Common extensions include excess auto liability, excess employers liability, pure financial loss, product recall, and dismantling and reinstalling costs

    Client Profiles

    Large national companies with risk management orientation

    Typical Information Required

    – Minimum five-year loss history (confirmed claims experience from incumbent insurer)
    – Summaries of claims outstanding exceeding EUR/USD 50,000
    – Detailed historical loss information for losses exceeding EUR/USD 250,000
    – Detailed current and historical company information, including broad product areas
    – Coverage specifications
    – Policy structure, including coverage specifications, limits, deductibles or self-insured
      retentions, and servicing requirements
    – Information on risk management and health and safety procedures

    Benefits & Services

    – Dedicated claims professionals with in-depth claims handling expertise for general
      and products liability claims
    – Flexibility with third-party claims adjusters.
    – Experienced underwriters
    – XL Global Claims available for real-time information
    – Long-term relationships and support as required for this long-tail class

    Attachment Point

    - Excess only: EUR/USD 15 million
    - May consider lower attachment points for selected activities

    Limits On Product

    - Combined primary and excess: up to EUR/USD 100 million
    - Annual or multi-year

    Minimum Deductible

    Varies

    Minimum Premium

    Varies

Expert Profile

  • John Turner John’s experience in both claims and underwriting gives him a real sense of what matters when the rubber hits the road — from... View profile
  • Pelayo Aranguren Gallego Ever since I entered the insurance industry over 10 years ago, casualty has been my focus. Whether you’re a long-time client or a n... View profile
  • Alfred Bergbauer Alfred collaborates with clients to analyze and understand their unique global exposures and then crafts customized coverage to provide t... View profile
  • Christophe Durand Maniclas Christophe’s ability to understand a broad range of cultures and viewpoints allows him to work closely with teams across the globe. And h... View profile
  • Anders Ekelund With more than two decades of experience, Anders specializes in complex primary casualty risks, focusing on underwriting innovation and s... View profile
  • Marco Facondo I focus on large corporate accounts in the Italian industrial market and specialize in creating tailored solutions for each client. This ... View profile
  • Oliver M. Fehr Oliver is focused on delivering answers that meet the very specific demands of clients who, mainly as a result of globalization, are faci... View profile
  • Carla Greaves Throughout her more than 20 years in the Bermuda insurance market, Carla has become a trusted partner to clients and brokers. In addition... View profile
  • David Higgins David is skilled at providing both conventional and non-conventional policies to suit his clients’ requirements. View profile
  • Matthew Huels Matt has extensive experience crafting complex programs, especially for difficult-to-place contractors and manufacturing companies. View profile
  • Pierre-Yves Loertscher Pierre-Yves is skilled at designing, developing and implementing all aspects of complex liability projects and has expertise in claims-ma... View profile
  • Javier Morales With more than 25 years of insurance experience, Javier combines broad technical expertise in casualty underwriting with a keen insight i... View profile
  • Karen Rice As a result of her extensive knowledge and multi-jurisdictional experience in construction litigation, Karen is a recognized expert in co... View profile
  • Paul Rothery With 12 years of experience, Paul offers both specialized knowledge and enthusiasm to global marine clients. View profile
  • Michael Rüsch With more than a decade of experience, Michael’s strengths are strategic thinking, analytics and innovation. View profile
  • Tan Wuen Lin With more than 15 years of insurance industry experience, Wuen Lin is the “go-to” person for brokers seeking a fast but thoro... View profile
  • Priscilla Tang I understand the risks facing large corporates from a variety of industries – from consumer goods and the hospitality industry to h... View profile
  • Joachim F. Walch Joachim specializes in finding innovative ways to overcome complex operational business risks. By listening, analyzing and working closel... View profile
  • Thomas Zanner Together with his team, Thomas develops tailored and sustainable casualty concepts for German corporate clients in an ever-changing and v... View profile

Contacts

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE*, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page. * XL Insurance Company SE carries on business in Canada as XL Insurance Company Limited.