General/Product Liability - International
XL Group offers general and product liability insurance to highly risk-managed companies that proactively oversee the health and safety of their premises, operations and products. Our product offerings include conventional, non-conventional and customized coverage for large national non-US/Canadian companies.
(Coverage provided for worldwide exposure)
Primary and excess combined capability up to EUR/USD 50 million
Common extensions include excess auto liability, excess employers liability, pure financial loss, product recall, and dismantling and reinstalling costs
Large national companies with risk management orientation
Typical Information Required
– Minimum five-year loss history (confirmed claims experience from incumbent insurer)
– Summaries of claims outstanding exceeding EUR/USD 50,000
– Detailed historical loss information for losses exceeding EUR/USD 250,000
– Detailed current and historical company information, including broad product areas
– Coverage specifications
– Policy structure, including coverage specifications, limits, deductibles or self-insured
retentions, and servicing requirements
– Information on risk management and health and safety procedures
Benefits & Services
– Dedicated claims professionals with in-depth claims handling expertise for general
and products liability claims
– Flexibility with third-party claims adjusters.
– Experienced underwriters
– XL Global Claims available for real-time information
– Long-term relationships and support as required for this long-tail class
- Excess only: EUR/USD 15 million
- May consider lower attachment points for selected activities
Limits On Product
- Combined primary and excess: up to EUR/USD 100 million
- Annual or multi-year
John’s experience in both claims and underwriting gives him a real sense of what matters when the rubber hits the road — from...
Christophe Durand Maniclas
Christophe’s ability to understand a broad range of cultures and viewpoints allows him to work closely with teams across the globe. And h...
With more than two decades of experience, Anders specializes in complex primary casualty risks, focusing on underwriting innovation and s...
Oliver M. Fehr
Oliver is focused on delivering answers that meet the very specific demands of clients who, mainly as a result of globalization, are faci...
David is skilled at providing both conventional and non-conventional policies to suit his clients’ requirements.
Matt has extensive experience crafting complex programs, especially for difficult-to-place contractors and manufacturing companies.
Pierre-Yves is skilled at designing, developing and implementing all aspects of complex liability projects and has expertise in claims-ma...
With more than 25 years of insurance experience, Javier combines broad technical expertise in casualty underwriting with a keen insight i...
As a result of her extensive knowledge and multi-jurisdictional experience in construction litigation, Karen is a recognized expert in co...
With more than a decade of experience, Michael’s strengths are strategic thinking, analytics and innovation.
Tan Wuen Lin
With more than 15 years of insurance industry experience, Wuen Lin is the “go-to” person for brokers seeking a fast but thoro...
With years of experience in Asian markets, Priscilla is an expert at managing and implementing controlled regional and global liability p...
Joachim F. Walch
Joachim specializes in finding innovative ways to overcome complex operational business risks. By listening, analyzing and working closel...
Together with his team, Thomas develops tailored and sustainable casualty concepts for German corporate clients in an ever-changing and v...
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company Limited, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page.