Cyber Insurance

E&O for Tech/ Media/ Telecom

XL Group offers coverage for data protection risks, both for the third-party claims and first-party mitigation costs following a technology or cyber event.

Product Availability

(Coverage provided for worldwide exposure)

  • Product details
    Product details

    Coverage

    – Technology services professional liability
    – Technology products liability
    – Digital publication liability
    – Data breach security liability
    – Data privacy liability
    – Business interruption/loss of data 
    – Extortion demand

    Attachment Point

    Primary and excess
  • North America
    North America

    Capacity

    Up to USD 10 million

    Client Profiles

    Entire range of SIC codes for firms generating revenue up to USD 10 billion
    – Accountants
    – Lawyers
    – Real estate
    – Insurance agents
    – Manufacturers
    – Distributors 
    – Others

    Typical Information Required

    – Completed application
    – Client contract, claims history and financial data may be required

    Limits On Product

    Up to USD 10 million

    Minimum Premium

    Varies
  • Latin America
    Latin America

    Capacity

    Up to EUR 10 million

    Coverage

    Sub-limits for first-party incident response costs:
    – Emergency response 
    – IT security forensics
    – Legal consulting 
    – Notifying data subjects
    – Call center/hotline and credit monitoring 
    – PR consulting costs
    – Credit monitoring for data subjects
    – Regulatory actions and civil fines/penalties

    Client Profiles

    The product can be tailored to specific technology, cyber and data risks, including but not limited to the following: 
    – Technology service providers
    – Telecommunications
    – Financial services
    – Professional service firms
    – Retailers
    – Hospitality
    – Healthcare

    Typical Information Required

    Completed application

    Limits On Product

    Up to EUR 15 million
  • Continental Europe
    Continental Europe

    Capacity

    Up to EUR 10 million

    Coverage

    Sub-limits for first-party incident response costs:
    – Emergency response 
    – IT security forensics
    – Legal consulting 
    – Notifying data subjects
    – Call center/hotline and credit monitoring 
    – PR consulting costs
    – Credit monitoring for data subjects
    – Regulatory actions and civil fines/penalties

    Client Profiles

    The product can be tailored to specific technology, cyber and data risks, including but not limited to the following: 
    – Technology service providers
    – Telecommunications
    – Financial services
    – Professional service firms
    – Retailers
    – Hospitality
    – Healthcare

    Typical Information Required

    Completed application

    Limits On Product

    Up to EUR 15 million

Downloads

Industries

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE*, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page.
* XL Insurance Company SE carries on business in Canada as XL Insurance Company Limited.

Expert Profile

  • Lara Smallshaw Lara manages XL Group’s International Miscellaneous Professional Indemnity team in underwriting risks like professions and cyber and tec ... View profile
  • Scott Schleicher Scott develops and implements the underwriting strategy for the technology and cyber risk unit. His foresight and ability to recognize c ... View profile
  • David Paine David brings nearly 30 years of experience with professional lines insurance to every client account. View profile
  • Steve Outerbridge Steve has spent his entire insurance career in the Bermuda market. He especially enjoys working with C-suite clients and designing cover ... View profile
  • Hendrik Jauer Since I began my career in the insurance industry nearly 20 years ago, financial lines has been my forte. Through this experience, I hav ... View profile
  • Roberto De Palma Sebbene lavori prevalentemente sul mercato italiano, mi sento a mio agio nell’aiutare Società e Studi professionali che ope ... View profile
  • John Coletti Cyberspace is a risky place. I know. Ever since the early days of cyber insurance, I’ve been helping clients address the latest ex ... View profile
  • Lisa Hansford Smith Creative solutions and great service. That’s what I’ve offered my clients for more 15 years. From Asia to Europe to the US. View profile

Contacts

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Professional

E&O for Tech/ Media/ Telecom

XL Group offers coverage for data protection risks, both for the third-party claims and first-party mitigation costs following a technology or cyber event.

Product Availability

(Coverage provided for worldwide exposure)

  • Product details
    Product details

    Coverage

    – Technology services professional liability
    – Technology products liability
    – Digital publication liability
    – Data breach security liability
    – Data privacy liability
    – Business interruption/loss of data 
    – Extortion demand

    Attachment Point

    Primary and excess
  • North America
    North America

    Capacity

    Up to USD 10 million

    Client Profiles

    Entire range of SIC codes for firms generating revenue up to USD 10 billion
    – Accountants
    – Lawyers
    – Real estate
    – Insurance agents
    – Manufacturers
    – Distributors 
    – Others

    Typical Information Required

    – Completed application
    – Client contract, claims history and financial data may be required

    Limits On Product

    Up to USD 10 million

    Minimum Deductible

    USD 5,000

    Minimum Premium

    Varies
  • Latin America
    Latin America

    Capacity

    Up to EUR 10 million

    Coverage

    Sub-limits for first-party incident response costs:
    – Emergency response 
    – IT security forensics
    – Legal consulting 
    – Notifying data subjects
    – Call center/hotline and credit monitoring 
    – PR consulting costs
    – Credit monitoring for data subjects
    – Regulatory actions and civil fines/penalties

    Client Profiles

    The product can be tailored to specific technology, cyber and data risks, including but not limited to the following: 
    – Technology service providers
    – Telecommunications
    – Financial services
    – Professional service firms
    – Retailers
    – Hospitality
    – Healthcare

    Typical Information Required

    Completed application

    Limits On Product

    Up to EUR 15 million
  • Continental Europe
    Continental Europe

    Capacity

    Up to EUR 10 million

    Coverage

    Sub-limits for first-party incident response costs:
    – Emergency response 
    – IT security forensics
    – Legal consulting 
    – Notifying data subjects
    – Call center/hotline and credit monitoring 
    – PR consulting costs
    – Credit monitoring for data subjects
    – Regulatory actions and civil fines/penalties

    Client Profiles

    The product can be tailored to specific technology, cyber and data risks, including but not limited to the following: 
    – Technology service providers
    – Telecommunications
    – Financial services
    – Professional service firms
    – Retailers
    – Hospitality
    – Healthcare

    Typical Information Required

    Completed application

    Limits On Product

    Up to EUR 15 million

Downloads

Industries

Expert Profile

  • Lara Smallshaw Lara manages XL Group’s International Miscellaneous Professional Indemnity team in underwriting risks like professions and cyber and tech... View profile
  • Lisa Hansford Smith Creative solutions and great service. That’s what I’ve offered my clients for more 15 years. From Asia to Europe to the US. View profile
  • John Coletti Cyberspace is a risky place. I know. Ever since the early days of cyber insurance, I’ve been helping clients address the latest exp... View profile
  • Roberto De Palma Sebbene lavori prevalentemente sul mercato italiano, mi sento a mio agio nell’aiutare Società e Studi professionali che oper... View profile
  • Hendrik Jauer Since I began my career in the insurance industry nearly 20 years ago, financial lines has been my forte. Through this experience, I have... View profile
  • Steve Outerbridge Steve has spent his entire insurance career in the Bermuda market. He especially enjoys working with C-suite clients and designing covera... View profile
  • David Paine David brings nearly 30 years of experience with professional lines insurance to every client account. View profile
  • Scott Schleicher Scott develops and implements the underwriting strategy for the technology and cyber risk unit. His foresight and ability to recognize cy... View profile

Contacts

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE*, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page. * XL Insurance Company SE carries on business in Canada as XL Insurance Company Limited.