Property Surplus Lines

XL Group offers primary and excess coverage for a variety of commercial property assets.

Product Availability

(Coverage provided for worldwide exposure)

  • Product details
    Product details

    Capacity

    – USD 25 million
    – High catastrophe areas: USD 5 million

    Coverage

    – Primary 
    – Excess of Loss Basis
    – Quota Share

    Client Profiles

    – Headquartered in the US with minimal to no international exposures
    – Upper middle market companies
    – Public and private companies

    Typical Information Required

    – Full underwriting specifications with limits, sub-limits and deductibles
    – Five years loss runs
    – Statement of values in detailing full COPE information

    Benefits & Services

    – Dedicated claims staff
    – Top industry underwriting talent 
    – Flexibility of the excess and surplus platform

    Attachment Point

    Varies

    Limits On Product

    Up to USD 25 million

    Minimum Deductible

    Varies

    Minimum Premium

    USD 100,000
    * except frame habitational USD 250,000

Downloads

Surplus Lines Property Product Sheet-East Surplus Lines Property Product Sheet-West

Industries

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Select Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company Limited, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page.

See More

Expert Profile

  • Roxanne Mitchell Roxanne’s strong producer and client relationships and her expertise in underwriting complex accounts for the railroad industry make her ... View profile
  • David Halm With his expert team of casualty surplus lines underwriters, David delivers general liability and umbrella products to our nationwide ne ... View profile
  • Denise DePrimo Denise joined XL Group to create a dedicated rail team that provides risk management to railroads and rail-related companies across the ... View profile
  • Ronald Beauregard Ronald focuses on risks that admitted insurers are unwilling or unable to underwrite. He tackles difficult risks and looks for ways to p ... View profile

Contacts

XL uses two forms of cookies on this site:

less info close
  1. to enable the site to operate and retain any preferences you set; and
  2. for analytics to make the site more relevant and easy to use.

These cookies do not collect personal information. For more information about our cookie usage, please click here . To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.