Contractor's Pollution Legal Liability - Environmental

• Product details
  Product details

  Capacity

  – Claims-made: USD 50 million
  – Occurrence: USD 25 million
  

  Coverage

  Liability due to pollution conditions that arise from operations performed by or on behalf of the insured. Available on occurrence or claims made basis.
  – Jobsite: liability for losses due to a pollution condition resulting from covered contracting services at a job site
  – Emergency remediation expenses: allows insured to incur reasonable emergency remediation expenses needed to address a pollution condition at a jobsite for a limited period before notifying us
  – Named insured location: losses resulting from a sudden and accidental pollution condition which is on, at, under or migrating from the insured’s owned location
  – Transportation: losses resulting from a pollution condition discovered (or resulting in a claim) during the course of transportation
  – Non-owned disposal sites (NOD): liability for losses due to a pollution condition at an NOD, arising from waste that was generated at a jobsite or originated from a named insured location
  

  Client Profiles

  Construction
  – General contractors
  – Construction managers
  – Specialty trade contractors
  
  Environmental Services
  – Environmental consultants
  – Contractors
  – Laboratories
  

  Typical Information Required

  – XL Group environmental application (any environmental application can be used for quotes)
  – Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs
  – Two years audited financial statements
  

  Benefits & Services

  – Integrated underwriting, risk consulting and claims handling
  – Staff with an average of 15+ years of environmental/insurance experience
  – Global solutions for multinational accounts
  – Specialized in-house risk control consultants and claims handling
  – Emergency response services available 24/7 for North America
  – 25+ years in specialized environmental insurance market
  

  Limits On Product

  - Claims-made: USD 50 million
  - Occurrence: USD 25 million
  

  Minimum Premium

  USD 3,000

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Industries

• Architects
• Engineers
• Surveyors
• Contractors
• Heavy Construction
• Hotels & Leisure
• Retail
• Electricity
• Equipment, Services & Distribution
• Oil & Gas
• Alternative Energy
• Water & Multi-utilities
• Coal & Consumable Fuels
• Mining, Minerals & Metals
• Telecommunications
• Ports, Depots & Terminals
• Environmental & Facility Services
• Entertainment
• Sports
• Educational Institutions
• Public Sector
• Cultural & Social Institutions
• Real Estate Development
• Real Estate Investment Trusts
• Real Estate Services
• Infrastructure

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Select Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company Limited, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page.