Contractor's Pollution Legal Liability (Environmental) - Global

XL Group offers coverage to contractors of all sizes, from small trade to jumbo general. We provide more than just jobsite coverage, giving contractors comprehensive protection for their pollution exposures.

To learn more, please visit Environmental Insurance

Product Availability

(Coverage provided for worldwide exposure)

  • Product details
    Product details

    Capacity

    Claims-made: USD 50 million
    Occurrence: USD 25 million

    Coverage

    Liability due to pollution conditions that arise from operations performed by or on behalf of the insured. Available on occurrence or claims made basis.
    – Jobsite: liability for losses due to a pollution condition resulting from covered contracting services at a job site
    – Emergency remediation expenses: allows insured to incur reasonable emergency remediation expenses needed to address a pollution condition at a jobsite for a limited period before notifying us
    – Named insured location: losses resulting from a sudden and accidental pollution condition which is on, at, under or migrating from the insured’s owned location
    – Transportation: losses resulting from a pollution condition discovered (or resulting in a claim) during the course of transportation
    – Non-owned disposal sites (NOD): liability for losses due to a pollution condition at an NOD, arising from waste that was generated at a jobsite or originated from a named insured location

    Client Profiles

    Construction
    – General contractors
    – Construction managers
    – Specialty trade contractors

    Environmental Services
    – Environmental consultants
    – Contractors
    – Laboratories

    Typical Information Required

    – XL Group environmental application (any environmental application can be used for quotes)
    – Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs
    – Two years audited financial statements

    Benefits & Services

    – Integrated underwriting, risk consulting and claims handling
    – Staff with an average of 15+ years of environmental/insurance experience
    – Global solutions for multinational accounts
    – Specialized in-house risk control consultants and claims handling
    – Emergency response services available 24/7 for North America
    – 25+ years in specialized environmental insurance market

    Information & Research

    – Find Out More About Environmental – Applications – Policy Forms – Industry Solutions – Risk Services

    Limits On Product

    - Claims-made: USD 50 million -Occurrence: USD 25 million

    Minimum Premium

    USD 3,000

Downloads

North America

Industries

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE*, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page.
* XL Insurance Company SE carries on business in Canada as XL Insurance Company Limited.

Expert Profile

  • Mary Ann Susavidge Environmental risks. They’re highly complex. Not to mention having the potential to be dangerous and very messy. With 24 years of ... View profile
  • Simon White Simon has 14 years of environmental insurance experience in Europe, Africa and South America. As environmental manager for XL Group's in ... View profile
  • Matt O'Malley With nearly 20 years of insurance industry experience, Matt leads a team devoted to helping our clients recover from pollution incidents ... View profile
  • Philip Hogg From operational activities to contractual, transactional and reputational exposures. Philip works with his clients to help them manage ... View profile
  • Adias Gerbaud Environmental has been my focus since I joined the insurance industry, and as the Regional Environmental Underwriting Manager for Southe ... View profile

Contacts

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Specialty

Contractor's Pollution Legal Liability (Environmental) - Global

XL Group offers coverage to contractors of all sizes, from small trade to jumbo general. We provide more than just jobsite coverage, giving contractors comprehensive protection for their pollution exposures.

To learn more, please visit Environmental Insurance

Product Availability

(Coverage provided for worldwide exposure)

  • Product details
    Product details

    Capacity

    Claims-made: USD 50 million
    Occurrence: USD 25 million

    Coverage

    Liability due to pollution conditions that arise from operations performed by or on behalf of the insured. Available on occurrence or claims made basis.
    – Jobsite: liability for losses due to a pollution condition resulting from covered contracting services at a job site
    – Emergency remediation expenses: allows insured to incur reasonable emergency remediation expenses needed to address a pollution condition at a jobsite for a limited period before notifying us
    – Named insured location: losses resulting from a sudden and accidental pollution condition which is on, at, under or migrating from the insured’s owned location
    – Transportation: losses resulting from a pollution condition discovered (or resulting in a claim) during the course of transportation
    – Non-owned disposal sites (NOD): liability for losses due to a pollution condition at an NOD, arising from waste that was generated at a jobsite or originated from a named insured location

    Client Profiles

    Construction
    – General contractors
    – Construction managers
    – Specialty trade contractors

    Environmental Services
    – Environmental consultants
    – Contractors
    – Laboratories

    Typical Information Required

    – XL Group environmental application (any environmental application can be used for quotes)
    – Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs
    – Two years audited financial statements

    Benefits & Services

    – Integrated underwriting, risk consulting and claims handling
    – Staff with an average of 15+ years of environmental/insurance experience
    – Global solutions for multinational accounts
    – Specialized in-house risk control consultants and claims handling
    – Emergency response services available 24/7 for North America
    – 25+ years in specialized environmental insurance market

    Information & Research

    – Find Out More About Environmental – Applications – Policy Forms – Industry Solutions – Risk Services

    Limits On Product

    - Claims-made: USD 50 million -Occurrence: USD 25 million

    Minimum Premium

    USD 3,000

Downloads

Industries

Expert Profile

  • Mary Ann Susavidge Environmental risks. They’re highly complex. Not to mention having the potential to be dangerous and very messy. With 24 years of c... View profile
  • Adias Gerbaud Environmental has been my focus since I joined the insurance industry, and as the Regional Environmental Underwriting Manager for Souther... View profile
  • Philip Hogg From operational activities to contractual, transactional and reputational exposures. Philip works with his clients to help them manage t... View profile
  • Matt O'Malley With nearly 20 years of insurance industry experience, Matt leads a team devoted to helping our clients recover from pollution incidents ... View profile
  • Simon White Simon has 14 years of environmental insurance experience in Europe, Africa and South America. As environmental manager for XL Group's int... View profile

Contacts

Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda are only available through non US-based brokers. The Insurance companies of XL Group plc are: Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Insurance (Bermuda) Ltd, XL Insurance Company SE*, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Insurance Argentina SA Compañia de Seguros and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by XL London Market Ltd and supported by XL corporate members at Lloyd’s. Additional important information regarding our business is provided on our Legal Notices page. * XL Insurance Company SE carries on business in Canada as XL Insurance Company Limited.