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XL Capital Ltd To Announce Fourth Quarter And Full Year 2004 Results On Wednesday, February 9, 2005

Hamilton, Bermuda (January 06, 2005): -- XL Capital Ltd (NYSE: XL) ("XL" or the "Company") intends to release its fourth quarter and full year 2004 financial results after the close of regular stock market hours on Wednesday, February 9, 2005. A conference call to discuss the Company's results will be held at 10:00 a.m. Eastern Time on Thursday, February 10, 2005.
The conference call can be accessed through a listen only dial-in number or through a live webcast. To listen to the conference call please dial 201-689- 8320, password XL210. The webcast will be available at and will be archived on XL's website from approximately 1:00 p.m. Eastern Time on February 10, 2005 through midnight Eastern Time on March 10, 2005. A telephone replay of the conference call will also be available beginning at 1:00 p.m. Eastern Time on February 10, until 8:00 p.m. Eastern Time on February 17, 2005 by dialing (201) 612-7415 (account number: 7716 and conference I.D. number: 132799).
The Company also announced today that it intends to release its financial results for the first, second and third quarters of 2005 on April 26, July 27 and October 31, respectively. Further, the Company intends to hold conference calls to discuss its quarterly results on April 27, July 28 and November 1, respectively.
XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of September 30, 2004, XL Capital Group Ltd had consolidated assets of approximately $46.8 billion and consolidated shareholders' equity of approximately $7.4 billion. More information about XL Capital Ltd is available at

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