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XL Capital increases quarterly dividend to $0.48 per share

HAMILTON, BERMUDA - January 31, 2003 -- XL Capital Ltd ("XL" or "the Company") (NYSE: XL) announced that its Board of Directors declared a quarterly dividend on January 31, 2003 of $0.48 per share payable on the Company's Ordinary Shares. The dividend will be payable on March 31, 2003 to shareholders of record on March 10, 2003. The quarterly dividend was previously $0.47 per share.
XL Capital Ltd, through its subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis.

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