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XL Insurance's Environmental Division Launches Commercial Business Unit To Provide Pollution Insurance To Small And Mid-Size Businesses

EXTON, Pennsylvania, February 2, 2009 – XL Insurance, the global insurance operations of XL Capital Ltd (NYSE: XL), today announced that its Environmental division has launched a new commercial business unit dedicated to providing pollution coverages to small and mid-size businesses.
The new Environmental Commercial Business Unit is dedicated to handling pollution insurance requests for small to mid-size businesses, particularly in the construction and commercial real estate sectors, including retail and office properties, environmental services and general goods warehouse sectors.
Head of XL Insurance's Global Environmental unit Rich Corbett, said: "In the event of a pollution incident, it does not matter if you are a three-person firm or a multimillion dollar business, an environmental cleanup can be costly."
"The size of a business, therefore, should not hinder its ability to find quality pollution coverage and tap into the environmental expertise that the market has to offer," Mr. Corbett added. "Businesses of all sizes need to aggressively manage their environmental exposures. To help agents and brokers effectively address their clients' environmental risk management concerns, this unit is making an aggressive service commitment with a streamlined new business quote process and a promise for quick turnaround. Even more important, we vow to provide individual attention, a person to talk to, when a client has pollution questions or concerns."
Available coverages provided by the new unit include:
Pollution & Remediation Liability coverage, most commonly sought by the commercial real estate and warehousing industries, protecting against loss, remediation expense and legal defense expense for sudden and gradual pollution at or from covered locations.
Contractor's Pollution Liability (CPL) coverage, which provides protection from liability due to pollution that arises from operations performed by or on behalf of an insured contractor.
Combined General Liability / Professional Liability / CPL policy, frequently purchased by environmental consulting firms, this provides both general liability coverage that arises from a company's premises, operations, products or completed operations as well as coverage for liability that may arise from pollution as a result of operations performed by or on behalf of an insured consultant.
The Environmental Commercial Business Unit's pollution coverages are underwritten by XL Specialty Insurance Company, Greenwich Insurance Company and Indian Harbor Insurance Company.
About XL Insurance
"XL Insurance" is the global brand used by member insurers of the XL Capital Ltd (NYSE: XL) group of companies. More information about XL Insurance is available at Through its operating subsidiaries, XL Capital Ltd is a leading provider of global insurance and reinsurance coverage and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. More information about XL Capital Ltd is available at

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