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XL Capital Ltd EVP Fiona E. Luck Named APIW 2003 Insurance Woman of the Year

 — Hamilton, Bermuda (April 3, 2003): XL Capital Ltd (NYSE: XL) (“XL”) today announced that Fiona E. Luck, Executive Vice President of XL’s Group Operations and Assistant Secretary, has been named 2003 Insurance Woman of the Year by the Association of Professional Insurance Women (APIW). An awards ceremony will be held in Ms. Luck’s honor on June 10, 2003 in New York City.
The APIW Insurance Woman of the Year Award was first presented in 1976 and recognizes women with outstanding achievements in the insurance industry. It is the leading organization dedicated to the advancement of professional insurance women and to the recognition of their contributions to the industry.
XL President and Chief Executive Office, Brian M. O’Hara, said: “We are thrilled that the APIW has acknowledged Fiona for her outstanding work in the insurance industry. This award recognizes Fiona’s tremendous dedication and hard work over the years and all of us at XL are proud to work with her. She is a valuable asset, not only to XL, but to the industry as a whole. We congratulate Fiona for this well-deserved recognition.”
Ms. Luck began her insurance career in 1983 with Marsh & McLennan. In 1992 she became one of the youngest Managing Directors at Marsh & McLennan and was selected to head Marsh’s Global Broking operations in Bermuda. In 1997, she joined ACE Bermuda, as Senior Vice President of Financial Lines, where she was responsible for all Alternative Risk operations. She was later made Executive Vice President of Joint Ventures and Strategic Alliances.
In 1999, Ms. Luck joined XL in the newly-created role of Executive Vice President of Group Operations. She is responsible for group strategic planning, business planning, global human resources, global information technology, global marketing, internal audit and for the integration of acquisitions and start-ups.
Named a Rising Star by Business Insurance magazine in 2002, Ms. Luck is also a Trustee of the Bermuda Biological Station for Research, a Bermuda Government appointee to the National Drug Commission, and a Trustee of the Masterworks Foundation, a registered Bermuda charity and trust. Ms. Luck obtained her Bachelor of Arts degree in Economics and Finance from Manchester University in England and is a member of the Institute of Chartered Accountants of Scotland.
XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of December 31, 2002, XL Capital Ltd had consolidated assets of approximately $35.6 billion and consolidated shareholders' equity of approximately $6.6 billion. More information about XL Capital Ltd is available at www.xlgroup.com.
The APIW sponsors varied programs that encourage professional development and provide opportunities for members to hone leadership skills. The group has over 300 members who are successful professionals at different stages of their careers - from middle management to senior executive —who have a cross-section of industry skills and knowledge to share. The APIW is based in New York City, with a network in Chicago and New Jersey. More information about APIW is available at www.apiw.org.

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