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XL Capital Ltd to present at UBS 2004 Global Financial Services Conference

 — HAMILTON, BERMUDA - May 6, 2004 - XL Capital Ltd (NYSE: XL) announced today that Mr. Jerry M. de St. Paer, Executive Vice President and Chief Financial Officer of XL Capital Ltd, is scheduled to participate in the UBS 2004 Global Financial Services Conference at The Pierre Hotel in New York on May 11, 2004 from 3:05 p.m. to 3:45 p.m. (EDT). A live audio webcast of Mr. de St. Paer's presentation will be available by logging on to www.ibb.ubs.com and a replay will be available from 6:45 p.m. (EDT) May 11, 2004 until June 12, 2004.
A replay of the presentation will be archived on the Investor Information section of www.xlgroup.com following the live broadcast of his presentation and archived for approximately 30 days following the presentation.
XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of March 31, 2004, XL Capital Ltd had consolidated assets of approximately $44 billion and consolidated shareholders' equity of approximately $7.4 billion. More information about XL Capital Ltd is available at www.xlgroup.com.

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