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XL Capital Ltd to Announce Second Quarter Results on Thursday, July 31, 2003

 — Hamilton, Bermuda (July 10, 2003): -- XL Capital Ltd (NYSE: XL) ("XL" or "the Company") intends to release its second quarter results after the close of regular stock market hours on Thursday, July 31, 2003. The Company will hold its quarterly conference call for investors and analysts at 10:00 a.m. Eastern Time on Friday, August 1, 2003.
A live online webcast of this call will be available at www.xlgroup.com and will be archived on XL's website from approximately 1:00 p.m. Eastern Time on August 1, 2003 through midnight Eastern Time on September 1, 2003. A telephone replay of the conference call will be available beginning at 1:00 p.m. Eastern Time on August 1, until 8:00 p.m. Eastern Time on August 8, 2003 by dialing (201) 612-7415 (account number: 7716 and conference I.D. number: 71252).
XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of March 31, 2003, XL Capital Ltd had consolidated assets of approximately $37.5 billion and consolidated shareholders' equity of approximately $6.8 billion. More information about XL Capital Ltd is available at www.xlgroup.com.

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