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XL Re Europe Appoints Bertrand Romagne As Senior Vice President & Head Of The Property Treaty Department

 — Le Mans, France - July 23, 2004: XL Re Europe, the Continental Europe platform for the Reinsurance Operations of XL Capital Ltd (NYSE: XL) ("XL"), today announced the appointment of Bertrand Romagné as Senior Vice President & Head of the Property Treaty Department.
Mr. Romagné, formerly Vice President and in charge of managing Property Treaty Per Risk, will be based at XL Re Europe's offices in Le Mans. He replaces Jeremy Hindle who was recently appointed as Ceded Reinsurance and Underwriting Risk Manager for XL's Reinsurance Operations and is scheduled to relocate to London.
XL Re Europe CEO Charles-Werner Skrzynski, said: "I've known Bertrand for more than ten years. He has always risen to the challenges offered him and demonstrates enthusiasm and proficiency in underwriting as well as in cross- functional projects."
Chief Underwriting Officer at XL Re Europe, Philippe Rochaix, added: "Bertrand has both a strong technical background in underwriting and operational knowledge of our markets in Europe, Canada, the Middle East, and Africa. He is capable of developing our property treaty portfolio and improving our position as a leader."
Mr. Romagné began his career in 1992 as Facultative Underwriter with Les Mutuelles du Mans Assurances Group ("MMA") which partnered with XL in 1999 to form the joint venture Le Mans Ré - now known as XL Re Europe and 100% owned by XL. He served as Chief Underwriter of the Facultative Department for five years before managing the Property Department. He has a degree in Civil Engineering from Ecole Spéciale des Travaux Publics (ESTP).
XL Re is the global brand used for XL Capital Ltd's reinsurance operations. The XL Re companies have more than 500 employees in 14 countries. More information about XL Re companies is available at www.xlre.com. XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of March 31, 2004, XL Capital Ltd had consolidated assets of approximately $44 billion and consolidated shareholders' equity of approximately $7.4 billion. More information about XL Capital Ltd is available at www.xlgroup.com.

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