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XL Capital Ltd To Present At Sandler O'Neill & Partners, L.P. 2003 Insurance Conference

 — HAMILTON, BERMUDA (September 10, 2003) - XL Capital Ltd (NYSE: XL) announced today that Mr. Gavin R. Arton, Senior Vice President, Investor Relations of XL Capital Ltd, is scheduled to participate in the Sandler O'Neill & Partners, L.P., 2003 Insurance Conference on September 16, 2003 at The Grand Hyatt Hotel in New York from 11:30 a.m. to 12 noon (EDT).
A live webcast of Mr Arton's presentation may be accessed by logging into http://sandler.ninesystems.com/event_registration/ins2003/main.asp . A replay of the presentation (with accompanying slides) will be archived on the Investor Information section of www.xlgroup.com following the live broadcast for approximately 30 days.
XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of June 30, 2003, XL Capital Ltd had consolidated assets of approximately $39.2 billion and consolidated shareholders' equity of approximately $7.6 billion. More information about XL Capital Ltd is available at www.xlgroup.com.

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