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New Appointments Strengthen XL Insurance Fine Art & Specie Team in London

London, UK - September 15, 2005 - XL London Market Ltd ("XLLM"), part of XL Capital Ltd (NYSE:XL) ("XL"), today announced several appointments to the London-based XL Insurance Fine Art & Specie unit.
Michael Moss, David Scully, Clare Pardy, Susie Collier and Mark Bosshard have joined the existing Fine Art & Specie team, increasing the XL Insurance presence in the London Fine Art & Specie market.
Mr. Moss has 28 years of underwriting leadership experience in the London market. His focus will be on the strategic management of the product line. He will also be actively involved in the day-to-day underwriting of the XL Insurance's Fine Art & Specie business via XL London Market Ltd.
Mr. Scully has 25 years of insurance experience and Ms. Pardy has 23 years of experience in art insurance. Both will be responsible for the growth and development of the XL Insurance Fine Art portfolio in the UK, Continental Europe and elsewhere.
Susie Collier will be responsible for managing the London team's fine art claims. Mark Bosshard, who is a former London broker with experience in dealing with international fine art risks, will focus on the day-to-day underwriting of the XL Insurance fine art business at Lloyd's.
Neil Robertson, Chief Underwriter of the XL Insurance Global Fine Art & Specie team, said: "In an ever- changing insurance environment, it is more important than ever to have the right combination of skills if we are to develop new business opportunities to the full. The additional team members will not only complement our existing strengths, but also work in close partnership with our brokers and reach new international clients. This combination of international underwriting experience, business development expertise and in-depth knowledge of art and the art market strengthens the XL Insurance team's capability in this area of insurance."
About XLLM
XL London Market Ltd is one of Lloyd's leading Managing Agencies with syndicate capacity of £288 million. The XL London Market syndicate 1209 offers underwriting expertise and market leadership in various lines of business, particularly the marine disciplines of Hull, Liabilities, Offshore Energy and Cargo; Specie; Equine; International Aviation; and War and Political Risk.
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XL Insurance is a registered trademark of XL Capital Ltd (NYSE: XL) ("XL") and is the brand name used by XL Capital Ltd's global insurance operations.
XL Capital Ltd is the ultimate parent company of XL London Market Ltd. XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products to industrial, commercial, and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of June 30, 2005, XL Capital Ltd had consolidated assets of approximately $53.3 billion and consolidated shareholders' equity of approximately $8.4 billion. More information about XL Capital Ltd is available at

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