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XL Capital Ltd Announces Receipt of Final Independent Actuary Report Regarding Winterthur International

Hamilton, Bermuda -December 6, 2005: XL Capital Ltd (NYSE: XL) (the "Company") announced today that the previously announced draft report of the Independent Actuary appointed in connection with the Company's acquisition of Winterthur International from Winterthur Swiss Insurance Company has become final and the Company expects to record the previously announced charge.
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XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. As of September 30, 2005, XL Capital Group Ltd had consolidated assets of approximately $54.9 billion and consolidated shareholders' equity of approximately $7.0 billion. More information about XL Capital Ltd is available at www.xlgroup.com.

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